Last updated July 27, 2023
Terms & Conditions of use
Your use of www.automatemycashflow.com, including any subdomains thereof, associated mobile apps (including the Automate My Cash Flow App) and associated private-access social media forums (collectively, the “Website”), which are owned and/or maintained by ORATION and DINHEIRO LLC (collectively referred to as the “Companies,” “we,” “our,” “us”), are governed by the policies, terms, and conditions set forth below. Hereinafter, these policies, terms and conditions may be referred to interchangeably as “these Terms” and/or “this Agreement”. Please read them carefully. We offer the Website, including all information, tools, products, and services available from the Website to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here. If you do not agree to these Terms in their entirety, you are not authorized to use the Website in any manner or form whatsoever.”
THIS AGREEMENT CONTAINS ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 16 OR IF YOU OPT-OUT. PLEASE CAREFULLY REVIEW THE DISPUTE RESOLUTION PROVISIONS IN SECTION 16 BELOW WHICH DESCRIBES YOUR RIGHT TO OPT-OUT.
You can review the most current version of the Terms at any time on this page (www.automatemycashflow.com/terms-of-use). We reserve the right to update, change, or replace any part of these Terms by posting updates and/or changes to our Website. It is your responsibility to check this page periodically for changes. YOUR CONTINUED USE OF OR ACCESS TO THE WEBSITE FOLLOWING THE POSTING OF ANY CHANGES TO THESE TERMS CONSTITUTES BINDING ACCEPTANCE OF THOSE CHANGES.
TABLE OF CONTENTS
- Website Use
- PRIVACY & SECURITY DISCLOSURE
- GENERAL CONDITIONS AND WEBSITE USER CONDUCT RESTRICTIONS
- PRODUCTS SOLD FOR PERSONAL USE ONLY; NO GUARANTEES
- ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
- MODIFICATIONS TO THE WEBSITE AND PRICES
- RIGHT TO REJECT ORDERS AND REFUSE SERVICE
- NO REFUNDS
- SOCIAL MEDIA
- DISCLAIMER OF WARRANTIES
- DISCLAIMER OF LIABILITIES
- Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver
- THIRD-PARTY WEBSITES AND LINKS
- TESTIMONIALS, REVIEWS, AND OTHER SUBMISSIONS
- DIGITAL MILLENNIUM COPYRIGHT ACT NOTICE
- TERMS AND CONDITIONS OF USE AND SALE
By using the Website and agreeing to these Terms, you represent that you are at least the age of majority in your state or province of residence. If you use the Website, you are affirming that you have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms. When accessing or using the Website, you agree not to interfere with or disrupt the Website or the servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of any networks connected to the Website. You further agree not to interfere with any other user’s right to privacy, including by harvesting or collecting personally-identifiable information about users of the Websites or posting private information about a third party, or to impersonate any person or entity, including, but not limited to, oration, Dinheiro LLC, and/or any officer or employee thereof, or falsely state or otherwise misrepresent your affiliation with any person or entity.
PRIVACY & SECURITY DISCLOSURE
GENERAL CONDITIONS AND WEBSITE USER CONDUCT RESTRICTIONS
All aspects of our Website are protected by U.S. and international copyright, trademark, and other intellectual property laws. You do not acquire any ownership or other rights by downloading or using the Website or any material on it.
You agree not to use or attempt to use the Website or any related products or services in any unlawful manner. You further agree not to commit any unlawful act or attempt to commit any unlawful act on or through the Website including, but not limited to: (1) hacking, phishing and other digital or physical attacks on the Website; (2) publishing vulgar, obscene or defamatory material; or (3) any other illegal or unlawful act.
oration and Dinheiro LLC reserve the right at all times to monitor, review, retain, and/or disclose any information on or through the Website as necessary to satisfy any applicable law, regulation, legal process, or governmental request or to cooperate with law enforcement and other authorities in investigating a claim of illegal activity. We may trace or use IP addresses to identify a user when we feel it is necessary to enforce compliance with our Terms or to protect our service, Website, customers, or others.
PRODUCTS SOLD FOR PERSONAL USE ONLY; NO GUARANTEES
ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
While we endeavor to provide accurate and current information on our Website, there may be information on our Website that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, promotions, offers, shipping charges, and availability. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information appearing on the Website if such information is inaccurate at any time, without prior notice.
This Website may contain certain historical information. Historical information is not necessarily current and is provided for your reference only. While we reserve the right to modify the contents of this Website at any time, we have no obligation to update any information on our Website. You agree that it is your responsibility to monitor changes to our Website, and to independently research and verify any information appearing on the Website (particularly if such information has been shared or posted by other users or third parties) before relying on such information to make any financial decisions.
MODIFICATIONS TO THE WEBSITE AND PRICES
We reserve the right at any time to modify or discontinue access to the Website (or any part thereof or content contained therein) with or without prior notice. Dinheiro LLC shall not be liable to you or to any third party for any modification, suspension or discontinuance of access to the Website.
Certain products or services may be available exclusively online through the Website; these products or services may have limited quantities. We reserve the right to limit the sales of our products and services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis. All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion. Any offer for any product or service made on this Website is void where prohibited.
All charges and fees are in U.S. Dollars. When first signing up for our services, the initial fee must be paid via electronic wire transfer pursuant to the instructions provided with the applicable E-Commerce Store Management Services Agreement (“MSA”); no other form of payment will be accepted in relation to such initial fee(s). We do not maintain or store your banking information following the successful completion and processing of this initial transfer.
By submitting credit card information or other payment information through our Website, you represent and agree that: (i) you are fully entitled to use that card or account; (ii) all payment information provided is complete and accurate; (iii) you will be responsible for any credit card fees; and (iv) sufficient funds exist to pay us the full amount due.
We and our third-party payment processors may request, and we may receive, updated credit card information from your credit card issuer, such as updated card numbers and expiration date information when your credit card has expired. If such updated information is provided to us and our third-party payment service providers, we will update your account information accordingly. Your credit card issuer may give you the right to opt-out of providing vendors with your updated credit card information. Ifyou wish to opt-out of your credit card’s updating feature, you should contact your credit card issuer.
We are not responsible for any fees or charges that your bank or credit card issuer may impose, assess, or apply. If your bank or credit card issuer reverses a charge to your credit card, we may bill you directly and seek payment by another method including a mailed statement.
RIGHT TO REJECT ORDERS AND REFUSE SERVICE
Your act of initiating the electronic wire transfer for payment of the Initial Fee does not, by itself, constitute our acceptance of your purchase or our agreement to provide you with products or services. Unless and until we enter into a MSA with you, we reserve the right to reject your order and refuse to provide service(s) to you, for any reason or no reason at all. In the event we deny your order, you will receive a refund to your original form of payment. You understand and agree that we will not be liable for any losses or damages that may result from our refusal to provide you any service or product.
We sincerely hope you will be completely satisfied with our service and that you experience profound financial success through your automated e-commerce store. That said, by using our Website you acknowledge and affirm your understanding that Dinheiro LLC make no guarantees or assurances as to the viability or profitability of your online store and/or the quality or effectiveness of our management services at any given time. You further acknowledge that you are at risk of a total loss of any purchase price or investment made in our products or services, and that there is no guarantee that you will earn any money whatsoever (much less, turn a profit) using our products and services. As such, Dinheiro LLC do not offer any rebates or refunds of any of their charges or fees based on your earnings or losses, or level of satisfaction or dissatisfaction, with our management services and/or the overall performance of your store.
This section applies to everyone who interacts with our social media presence, including comment sections, feeds, and other elements of social media presence viewable on Facebook, Instagram, LinkedIn, YouTube, TikTok, Snapchat, Twitter, or any of the many other available external third-party social media platforms we may utilize (collectively, our “Social Media Presence”).
For those users who request admittance and are subsequently admitted to the Dinheiro LLC private Facebook group (the “FB Group”), you agree to adhere to the standards of conduct and decorum set forth in these Terms, and you understand and agree that Dinheiro LLC reserve the right to suspend, limit, or terminate participation in such FB Group for anyone who violates these rules. We have made the FB Group available to participants for the purpose of providing a forum for the discussion of issues important to our clients and investors interested in automated e-commerce business models. We do not necessarily approve of or endorse any specific views or practices that may be mentioned on the FB Group page, and we make no representations or warranties regarding the experience, qualifications, or information provided by any specific member(s). Users must rely solely on their own judgment with respect to all issues discussed.
Information posted on the FB Group will not be treated as confidential, and, therefore, users should not disclose any confidential, proprietary, or sensitive business or financial information. In fact, since any information posted on the FB Group may be downloaded, screen-grabbed, reproduced, and disseminated without your knowledge, users must use extreme care when posting or sending such information.
Users should exercise both common sense and courtesy in the messages they transmit on the FB Group and may not use the FB Group to transmit defamatory, obscene, and otherwise offensive communications. Users may not post or distribute files, articles, or other information subject to trademark, copyright, or other proprietary rights, except with the express consent of the rightful owner(s). Users are prohibited from posting commercial messages or promotions, advertising, or selling goods or services.
We will deny access to the FB Group to any individual who does not comply with all of the above rules, and we reserve the right, in our sole discretion, to (i) remove or reject any comments, postings or other content that is not consistent with these rules or otherwise not in the best interests of , Dinheiro LLC, or our clients; and (ii) suspend, limit, or terminate access to the FB Group for violating these rules or for otherwise acting in a manner contrary to the interests of the Companies.
DISCLAIMER OF WARRANTIES
Your use of the Website and any products or services provided through the Website is at your own risk. The Website and all content, materials, information, products, and services provided on or through the Website are provided on an “as is” and “as available” basis, without any warranties of any kind, either express or implied. Dinheiro LLC expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
DISCLAIMER OF LIABILITIES
Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver
Please read this arbitration and class-action waiver provision carefully. It requires you to arbitrate disputes with oration and Dinheiro LLC and limits the manner in which you can seek relief from them.
Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver
Except where prohibited by law, you agree that any claim that you may have in the future must be resolved through final and binding confidential arbitration. You acknowledge and agree that you are waiving the right to a trial by jury. The rights that you would have if you went to court, such as discovery or the right to appeal, may be more limited or may not exist. You agree that you may only bring a claim in your individual capacity and not as a plaintiff (lead or otherwise) or class member in any purported class, collective, or representative proceeding. You further agree that the arbitrator may not consolidate proceedings or claims or otherwise preside over any form of a representative or class proceeding.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these Conditions of Use as a court would.
Notwithstanding the foregoing, and as an exception to final and binding confidential arbitration, you and oration and Dinheiro LLC both retain the right to pursue, in small claims court, any claim that is within that court’s jurisdiction and proceeds on an individual (non-class) basis, including overdue account matters within the small claims court’s jurisdiction. oration and Dinheiro LLC will not demand arbitration in connection with any individual claim that you properly file and pursue in a small claims court, so long as the claim is and remains pending in that court.
The following claims shall not be subject to final and binding arbitration and must be adjudicated only in a state or federal court of competent jurisdiction: (i) an action by oration or Dinheiro LLC relating to the infringement or validity of their proprietary rights, including without limitation, trademarks, service marks, trade dress, copyrights, trade secrets, or patents; or (ii) an action by oration or Dinheiro LLC for temporary, preliminary, or permanent injunctive relief, whether prohibitive or mandatory, or other provisional relief, against you for breach or threatened breach of this Agreement. You expressly agree to refrain from bringing or joining any claims that are excluded from final and binding arbitration pursuant to this subsection “b” in any representative or class-wide capacity, including but not limited to bringing or joining any claims in any class action or any class-wide arbitration. Small claims matters may be filed in any small claims court with personal and subject matter jurisdiction over the parties.
Required Pre-Dispute Procedures
Both oration, Dinheiro LLC, and you acknowledge and agree that before either party initiates any Claim against the other, we will first contact the other party with a written description of the dispute, which shall include all relevant documents and information, and the proposed resolution. You may send the written description of any dispute you have with oration or Dinheiro LLC by registered U.S. Mail to oration, Attn: Legal Claims, 3360 N. San Fernando Road #1033, Los Angeles, CA 90065. oration and Dinheiro LLC will contact you by letter at the billing address you provided to us or at the email address you provided to us. You agree to negotiate with oration, Dinheiro LLC, or their designated representative in good faith about your problem or dispute. If for some reason the dispute is not resolved within sixty (60) days after receipt of the written dispute, we agree to the dispute resolution provisions below. Notwithstanding the foregoing or any other term of this arbitration agreement, we will have the right to seek injunctive or other equitable relief in a state or federal court of competent jurisdiction to enforce these Terms or prevent an infringement of a third party’s rights or our intellectual property rights, as stated in subsection “b” above. You hereby expressly consent to, and forever waive any challenge to, the exclusive personal jurisdiction and venue of said courts in such actions.
Both you and oration, and Dinheiro LLC agree to commence any arbitration proceeding within one (1) year after the Claim arises (the 1-year period includes the required pre-dispute procedures set forth above), and further agree that any arbitration proceeding commenced after one (1) year shall be forever barred.
If the amount in controversy is Five Hundred Dollars ($500) or less, then the arbitration may be conducted by telephone or by written submissions. Otherwise, the arbitration shall be conducted within a twenty-five (25) mile radius of Los Angeles, California unless oration or Dinheiro LLC otherwise agrees in writing to hold the arbitration in another forum requested by you.
Organization, Rules, and the Arbitrator
Payment of all filing, administration and arbitrator fees will be governed by the AAA’s Rules.
Governing Law and Award
The arbitrator shall follow the substantive law of the State of California, without regard to its conflicts of laws principles. Where applicable, the Federal Rules of Evidence and the Federal Rules of Civil Procedure shall apply. Any award rendered shall include a confidential written opinion and shall be final, subject to appeal under the FAA. Judgment on the award rendered by the arbitrator may be entered in any state or federal court of competent jurisdiction.
Failure or any delay in enforcing this arbitration provision in connection with any particular Claim will not constitute a waiver of any rights to require arbitration at a later time or in connection with any other Claims except all Claims must be brought within the 1-year limitation period set forth above. This provision is the entire arbitration agreement between you and oration or Dinheiro LLC and shall not be modified except in writing by oration or Dinheiro LLC.
oration and Dinheiro LLC reserve the right to amend this arbitration provision at any time. Your continued use of the Website, purchase of a product or service on or through the Website, or use or attempted use of our products or services, is affirmation of your consent to such changes. Should the changes to this arbitration provision be material, we will endeavor to provide you notice and an opportunity to opt-out. Your continued use of the Website, purchase of a product or service on or through the Website, or use or attempted use of our products or services, is affirmation of your consent to such material changes.
YOU UNDERSTAND AND AGREE TO HAVE ANY CLAIMS DECIDED INDIVIDUALLY AND ONLY THROUGH BINDING, FINAL, AND CONFIDENTIAL ARBITRATION. YOU HAVE THE RIGHT TO OPT-OUT OF THIS ARBITRATION PROVISION WITHIN THIRTY (30) DAYS FROM THE DATE THAT YOU FIRST ACCESS THE WEBSITE OR PURCHASE, USE, OR ATTEMPT TO USE ANY OF OUR PRODUCTS OR SERVICES PURCHASED ON OR THROUGH THE WEBSITE (WHICHEVER COMES FIRST) BY WRITING TO US AT: oration or Dinheiro LLC, 3360 N. San Fernando Road #1033, Los Angeles, CA 90065. IF MORE THAN THIRTY (30) DAYS HAVE PASSED, YOU ARE NOT ELIGIBLE TO OPT-OUT OF THIS PROVISION AND YOU MUST PURSUE YOUR CLAIM THROUGH BINDING ARBITRATION AS SET FORTH IN THIS AGREEMENT.
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless oration and Dinheiro LLC, its parent, subsidiaries, predecessors, successors and affiliates, and their respective shareholders, members, partners, officers, directors, agents, representatives, contractors, licensors, service providers, subcontractors, suppliers, interns, employees, attorneys and agents from and against any and all claims, actions, losses, liabilities, damages, expenses, demands and costs of any kind, including, but not limited to, reasonable attorneys’ fees, arising out of, resulting from, or in any way connected with or related to: (1) your breach of these Terms/this Agreement; (2) your breach of any representations or warranties in this Agreement; or (3) your violation of any law or the rights of a third party.
THIRD-PARTY WEBSITES AND LINKS
Our Website may include materials from third-parties or links to third-party websites. oration and Dinheiro LLC are not liable for any third-party materials or websites. Please review carefully the third party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third party.
TESTIMONIALS, REVIEWS, AND OTHER SUBMISSIONS
oration and Dinheiro LLC may use testimonials and/or customer reviews in whole or in part, together with the name and state/country of the person submitting it. Testimonials may be used for any form of activity relating to our products or services, in printed and online media, as we determine in our absolute discretion. Testimonials represent the unique experience of the customers submitting the testimonial, and do not necessarily reflect the experience that you may have using our products and services. As noted in Section 4 above, your results will vary depending upon a variety of factors unique to you and your store.
Anything that you submit or post to the Website and/or provide us, including (without limitation) photographs, testimonials, ideas, know-how, techniques, questions, reviews, comments, and suggestions (collectively, “Submissions”) is and will be treated as non-confidential and nonproprietary, and we shall have the royalty-free, worldwide, perpetual, irrevocable and transferable right to use, copy, distribute, display, publish, perform, sell, lease, transmit, adapt, and create derivative works from such Submissions by any means and in any form, and to translate, modify, reverse-engineer, disassemble, or decompile such Submissions. You represent and warrant that you are the owner or have sufficient rights to share the Submissions with us. All Submissions shall automatically become our sole and exclusive property and shall not be returned to you.
Additionally, we reserve the right to correct grammatical and typing errors, to shorten testimonials prior to publication or use, and to review all testimonials prior to publication or use. oration and Dinheiro LLC shall be under no obligation to use any, or any part of, any testimonial or review submitted. If you submit a testimonial, you are confirming that you have read, understood and agree to these Terms. If you disagree with any part of these Terms, do not submit a testimonial or post a review regarding your experience.
DIGITAL MILLENNIUM COPYRIGHT ACT NOTICE
This Website maintains specific contact information provided below, including an e-mail address, for notifications of claimed infringement regarding materials posted to this Website. All notices should be addressed to the contact address specified below:
Attn: Notification of Claimed Infringement,
3360 N. San Fernando Road #1033,
Los Angeles, CA 90065.
You may contact us with complaints regarding allegedly infringing posted material and we will investigate those complaints. If we believe that the posted material violates any applicable law, we will remove or disable access to any such material, and we will notify the posting party that the material has been blocked or removed.
In notifying us of alleged copyright infringement, the Digital Millennium Copyright Act requires that you include the following information: (i) description of the copyrighted work that is the subject of claimed infringement; (ii) description of the infringing material and information sufficient to permit us to locate the alleged material; (iii) contact information for you, including your address, telephone number, and e-mail address; (iv) a statement by you that you have a good faith belief that the material in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (v) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (vi) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above-listed information may result in the in the delay of the processing of your complaint.
This provision survives termination of your contract, account or relationship with oration or Dinheiro LLC, as well as any bankruptcy, assignment, or transfer. If the class-action waiver is deemed unenforceable (i.e., if unenforceability would allow arbitration to proceed as a class or representative action), then this entire arbitration provision shall be rendered null and void and shall not apply. If a portion of this arbitration provision other than the class action waiver is deemed unenforceable, the remaining portions of this arbitration provision shall remain in full force and effect.
If we terminate this Agreement, Sections 2-3, 11-14, 17-22, 24, as well as any representations, warranties, and other obligations made or taken by you, shall survive the termination of this Agreement.
TERMS AND CONDITIONS OF USE AND SALE
These Terms and any policies or operating rules posted by us on the Website or in respect to the Website constitutes the entire agreement and understanding between you, oration and Dinheiro LLC, and supersedes and replaces any prior or contemporaneous agreements. In the event of a conflict between these Terms and any MSA you sign with us, the MSA takes priority and the terms of such MSA will control to the maximum extent possible. Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.
If you have any questions regarding these Terms or your use of the Website, please contact us at email@example.com.
Last updated July 27, 2023